What’s the difference between First Cardinal and the rest?

Quality, experienced professionals all under one roof, working together to provide the best services in the industry. The philosophy is simple but seldom replicated in the workers’ compensation industry: treat each customer as if they were your one and only. First Cardinal clients and broker partners are given service that has long been forgotten in a “service” industry.

Department System Integration

Many systems. One solution.

By pooling an organization’s talent and encouraging collaboration, teamwork always produces the best product. With this principle in mind, First Cardinal formed the Departmental System Integration unit. This innovative team promotes:

  • Cost containment of claims
  • Paperless policy processing
  • Convenient online services
  • Financial statements that tell a story
  • Hit ratio reports on marketing success


The experienced Underwriting Department knows what it takes to keep First Cardinal’s programs profitable. With careful attention to each program’s unique and strict guidelines, First Cardinal’s underwriters thoroughly review each prospective member for an appropriate fit.

Easy Pay

The Cardinal Easy Pay option is designed to offer a unique automated payment alternative for your workers’ compensation coverage that meets the specific needs of your business.